Examination Process

EO 14219 and MRAs, MRIAs & MRBAs -- an example from the FDIC Crypto Documents: EO 14219 orders agencies to de-prioritize (and terminate) enforcement inconsistent with Administration policy and legal views. The banking world saw a wave of terminations last week. But there will be others we can't see. That's because the EO's broad definition of "enforcement action" seems to encompass certain confidential supervisory processes that bank regulators do not typically deem "enforcement" -- including Matters Requiring Attention (MRAs), Matters Requiring Immediate Attention (MRIAs), and Matters...

We provide comprehensive legal counsel to banks ranging from community institutions to the largest national and regional banks, as well as specialized trust, wealth management, and employee benefits institutions. Our services span regulatory compliance and examination support, licensing and charter applications, M&A transactions, and public policy advocacy before Congress and federal banking regulators. Capital Analysis: We assess treatment of assets, instruments, and transactions under bank or GSE capital rules. Consumer Compliance: We assist clients with compliance matters on a variety of...