Ray Natter

Ray Natter advises on bank regulatory matters, including bank structure, securities and corporate practices, and legislative affairs. He brings experience from the OCC, the Federal Reserve Board, and the Senate Banking Committee, and is recognized as one of the leading experts in financial services law.

Ray served as deputy chief counsel of the Office of the Comptroller of the Currency from 1995 through 2004, where his responsibilities included the development and review of all of the agency's regulatory undertakings; at the OCC he also led the legal department's securities and corporate practices division, bank structure division, and legislative affairs office, and the legal departments of the OCC's New York and Chicago offices reported directly to him. Prior to the OCC, Ray served eight years as a senior staffer on the U.S. Senate Committee on Banking, Housing, and Urban Affairs and was the Committee's Republican chief counsel from 1989 to 1995. Earlier in his career he served as senior counsel in the legal department of the Federal Reserve Board.

Ray has written extensively on financial services legal and policy issues and is often asked to speak at financial institution conferences and seminars. He is cited in the industry's leading publications for his expertise in the financial services field.